Condo Insurance in Doral
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Statewide Insurance Group has spent over 30 years answering our customers’ needs for personalized insurance. Whether you’re shopping for coverage or have a query regarding your policy, our experts are ready to deliver tailored service and support. Call today!
Condo Insurance Explained
There are actually two types of condo insurance, one for individual condo insurance owners and another for the condo owners association. As a condo owner, your policy will only cover your unit and the items within it, whereas a condo association insurance policy will cover the entire building, the grounds, and all common areas like lounges and swimming pools.
Sometimes, this policy will also cover the standard fixtures, bare walls, floors, and ceilings within each condo unit, in which case the individual owner will only need a policy that covers their possessions and additions.
Whether you are an association or an individual owner, the experts at Statewide Insurance Group can help you explore all the various options relating to condo insurance and find the best policy for your needs. Call us today to set up a consultation with our bilingual staff.
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How Does Condo Insurance Differ from Home Insurance?
While condo and homeowners insurance both offer similar coverage, there are differences – just like how there are differences between the two types of homes. One of the biggest differences between home insurance and condo insurance policies is how much each policy will cover.
Typically, a home insurance policy covers both the inside and outside of a property—for instance, the house itself, the land around it and other attached or free-standing structures on the land, as well as the contents of each structure.
On the other hand, a condo insurance policy will typically only cover the interiors and contents within each individual unit. If you’re looking for condo insurance that gives you the protection and peace of mind you deserve, get in touch with Statewide Insurance Group today!
As 30-year veterans of the insurance field, we can help you find the best deals to fit your situation and budget.
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Our friendly staff is ready to offer a wide variety of insurance services across Miami-Dade County, Broward County, and the surrounding areas. For sound policies and trusted advice, call today!