Workers' Compensation Insurance in Doral
Prepare for life’s “what-ifs”— call us at 786-788-5472
Statewide Insurance Group has long recognized the importance of flexibility in the modern business market. Which is why we work hard to set up companies of all sizes with Miami’s best Workers' Compensation Insurance program. Call today to book a consultation.
How Does Workers’ Comp. Work?
When it comes to workers’ compensation, Florida has its own unique rules that employers must abide by. These laws have been put in place to ensure that employees are adequately covered for the cost of work-related injuries or occupational diseases, regardless of whether they were negligent in carrying out their duties.
However, the employee will only receive benefits if the illness or injury is a result of their job or workplace. For instance, employees can expect to be covered for injuries sustained lifting heavy equipment and slipping on a wet or oily work floor.
Injuries outside of the workplace, such as falling down the stairs at home, are not covered by worker’s comp. As a business owner, it’s important to have a comprehensive package in place for your employees. The experts at Statewide Insurance Group can help. Call today for details.
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Who Needs Workers’ Comp.?
While some exceptions may apply, practically every business in Florida is required by law to provide workers’ compensation insurance. Failure to do so can place your business at a high financial risk.
Not only are you opening yourself up to costly lawsuits if employees are injured at the workplace, but you can also face hefty fines for breaking the law. Workers’ compensation is not just about protecting your employees— it offers vital protection your business.
For instance, if you are compliant with state law, covered employees can’t sue you further for their injuries or lost wages. However, they can still sue you for things that aren’t covered under the policy.
Which is why it is important to work with experts like Statewide Insurance Group to make sure you have covered all the bases with the appropriate policy extras and riders. Call us today to discuss your needs.
We make sure you are fully covered
Protect Yourself, Your Business, and the People Who Work for You.
Our friendly staff is ready to offer a wide variety of insurance services across Miami-Dade County, Broward County, and the surrounding areas. For sound policies and trusted advice, call today!